Africa's payment
operating system.
NexumPay is the infrastructure layer beneath the payment — one platform for wallets, collections, disbursements, and cross-border settlement, built so money moves across African currencies as easily as a message.
Fragmentation is the real cost of doing business across Africa.
Every mobile money operator, bank and card processor a business integrates with is another contract, another reconciliation sheet, another point of failure. NexumPay was built to remove that tax.
- 01Provider sprawl. Separate integrations for mobile money, banks and cards multiply cost and risk.
- 02Manual reconciliation. Finance teams spend hours matching payments to records by hand.
- 03Costly cross-border transfers. Moving money between African currencies is slow and expensive.
- 04Thin developer tooling. Few providers offer APIs built for how African businesses actually operate.
- 05Regulatory fragmentation. Rules differ market to market, and most platforms aren't built to flex.
Multi-signatory approval, from the palm of your hand.
Every payout — payroll, suppliers, fuel — routes through the approvals your business requires before it moves. See exactly what's pending, approve in one tap, and get a verified confirmation the moment every signatory has signed off.
- Payroll, supplier and routine payments queued in one place, with amount and purpose shown up front.
- Multi-signatory verification confirms every required approver before a payment executes.
- Real-time confirmations the instant a payout is approved and paid.
Everything you need to know, organized by what you're trying to do.
What NexumPay offers
Payment Gateway, Personal & Business Wallets, Merchant APIs, Bulk Disbursements and cross-border settlement.
Explore products →Customers, businesses & institutions
What each audience gets, in their own terms — wallets, approvals, and integration access.
See what applies to you →How the ledger works
Every debit has a matching credit. See a live sample ledger and the cross-border corridors it powers.
See the architecture →Build on NexumPay
Generate a wallet secret, mint an API key, and call the Collections, Disbursements and Status endpoints.
Read the API docs →How we protect your money
Authentication, authorization, transaction and infrastructure security, explained plainly.
See the security model →What governs the relationship
Privacy, terms, AML/KYC, data protection, disputes & refunds, and security disclosure.
Read the policies →Ready to move money without the friction?
Whether you're an individual, a growing business, or an institution looking to integrate — NexumPay's team in Nairobi is ready to talk through what you need.