A ledger-based architecture. Nothing moves without a trace.
No balance in NexumPay is ever edited directly. Every wallet balance is calculated from its underlying ledger entries — so every shilling can be traced back to the transaction that created it.
Sample ledger
| Timestamp | Entry | Type | Amount | Status |
|---|---|---|---|---|
| 08:12:04 | Wallet → Recipient | Debit | KES 18,500.00 | Posted |
| 08:12:04 | Recipient wallet credit | Credit | KES 18,500.00 | Posted |
| 09:47:31 | UGX → KES conversion | Debit | UGX 240,000.00 | Posted |
| 09:47:31 | Converted balance credit | Credit | KES 8,940.00 | Posted |
| 11:03:56 | Bulk payout · payroll run | Debit | KES 1,240,000.00 | Pending approval |
Financial accuracy. Money is never created or destroyed by accident.
Auditability. Every transaction is traceable, end to end.
Scalability. Built to carry millions of transactions.
API-first. Every capability is exposed through an API, not just a screen.
Hold one currency. Spend in another.
A customer in Uganda should be able to hold shillings, travel to Kenya, and spend in Kenyan shillings — without opening a second account. That's the corridor infrastructure NexumPay is built around.
Ready to move money without the friction?
Whether you're an individual, a growing business, or an institution looking to integrate — NexumPay's team in Nairobi is ready to talk through what you need.